The Appaloosa Diaries...
Most Recent Posts

FED UP WITH PAYPAL USER FEES?

GOOGLE GBUY TO COMPETE WITH PAYPAL?
Goodbye eBay here comes GBuy...

Google is preparing to launch a system for handling online transactions. The system will compete with EBay's popular PayPal system providing a "free" system for online transactions.

GBuy looks to be a direct competitor to PayPal's "off-eBay", (Maya Roney, Forbes online, 06.09.06) which is still early in its development, Rohan added. During the beta phase, Google will not charge merchants for its payment service. After some period, the analyst believes Google will charge 1.5% to 2%, in-line to slightly below that of PayPal.

For those who are tired of the incessant and ever-increasing paypal user fees, some much needed relief will soon be forthcoming, if Google gets in the way. Google will soon be introducing their own version of paypal service called "GBuy" (hopefully providing some much needed relief for paypal's incessant and ever increasing user fees and exchange rates, etc).

From the Wall Street Journal:

PayPal Prepares For a Challenge From Google
By Mylene Mangalindn
Staff Reporter of  The Wall Street Journal
February 6, 2006

PayPal must now contend with Google.

Google Chief Executive Eric Schmidt confirmed in press accounts that the company was building a payment service and is developing a rival service to paypal called GBuy.

For the last nine months, Google has recruited online retailers to test GBuy. GBuy will feature an icon posted alongside the paid-search ads of merchants, which Google hopes will tempt consumers to click on the ads. GBuy will also let consumers store their credit-card information on Google.

The Google challenge comes amid PayPal's pumersh to win new business. PayPal executives acknowledge they need to broaden the appeal of their service. Stephanie Tilenius, a PayPal vice president, says the company's sales force is working hard to show merchants how it can help lower their payment expenses and capitalize on its Internet-savvy consumer audience. [app: lowering user fees and excessive charges to customers would be a nice start, for one...]

Long the Internet's leading online-payments service, PayPal has a 24% market share of U.S. online payments, according to financial-institution consulting firm Celent LLC. PayPal, founded in 1998, boasts 96 million accounts with consumers who want to send payments online without revealing their credit-card or banking information to vendors. To use the service, customers simply set up an account with their credit-card or bank-account details, fill out a payment amount and the email address of the recipient, and send the payment via the Internet to PayPal. If the recipient doesn't have an account, he simply opens one in order to collect the payment. The service gained traction on eBay and proved to be more popular than an in-house payment system it had been using.

For eBay, which acquired the online-payment business in October 2002, PayPal has been a big asset. The unit has helped accelerate trading on eBay's auction sites in the U.S., Canada, Germany and the United Kingdom. Most recently, PayPal generated 23% of eBay's total $1.3 billion quarterly revenue. And PayPal's revenue is growing steadily: It was up 48% to $304.4 million in the fourth quarter compared with a year earlier.

Source: Wall Street Journal online: http://tinyurl.com/csgal


 Well, I can tell you dear readers; as an average eBay/paypal user - any way I can cut costs and save a few pennies here and there, is most welcomed. I look forward to some much needed relief from the ever-increasing costs of eBay user fees, and paypal fees. 

THE BOTTOM LINE:
Customers don't really care who provides the service  - all we want is value for money, lower the user fees, cut down on the incessant service charges, and better service.

SOME THINGS ABOUT PAYPAL YOU MAY OR MAY NOT KNOW:
It's true that if you pay with PayPal and the merchant vanishes your chance of getting the purchase charged back is almost nil. Why? Because simply PayPal will pay with your balance if you have one and if you don't they will first opt for a bank transfer to make up the deficit. Unless you are savvy about how your PayPal account is setup and how it is used you could be SOL when trying to recover funds from a deal gone bad.

If you use PayPal and you want to be protected from shady merchants and scams you must not have any balance in your account and you must attach only a credit card and not a bank account to your PayPal account. PayPal wants you to link a bank account because it's cheaper for them compared to a credit card. The margins are much higher.

Comments anyone?

~app

MODEL HORSES: Shipping to Canada

Not sure about shipping to Canada?

eBay blogger eiktaylor (http://blogs.ebay.com/eiktaylor) has a very good point:

Posted Jun-29-06 10:20:02 PDT
"Another great deal slipping through because the vendor won't ship to Canada! It's not THAT bad. Canada Customs is actually quite reasonable, and any normal person would know that that cost is not a vendor cost, but a government cost. United State Postal Service is excellent and is integrated with Canada Post. It's seamless really. AND you can track your shipment! Imagine that! So why oh why won't you ship to Canada?"

So the next time anyone thinks shipping to Canada can be intimidating, you may want think again! There are a lot more potential customers waiting for you!

 

MODEL HORSE COLLECTING - Is It For You?

various and assorted equine collectibles!

Can you answer yes to any of the following questions?

      • Do you like horses?
      • Do you want a horse but can't own one right now?
      • Do you own a horse but want even more involvement?
      • Do you enjoy painting, drawing, or sculpting horses?
      • Do you like meeting other people who share one or more of these interests?

If you answered yes to any of these questions, you might like to join one of America's fastest-growing hobbies:
Model Horse Collecting

This wonderful hobby is open to horse enthusiasts of all ages. There are dozens of different ways to get involved! Here are just a few of them...

The Breyer Animal Collector's GuideEnthusiasts all over the world collect model horses of all types: plastic, porcelain, resin, china, and other original sculptures. Most people begin their collections with original finish models bought in stores - of which the most common of these PETER STONE model horses and Breyer, closely followed by the enormously popular line of Schleich, and Hartland horses. These are all made of plastic (with the exception of the  Breyer porcelain & resin releases), and most can be found right here on eBAY. Many collectors collect discontinued or vintage Breyer and Peter Stone models which have increasingly gone up in value over the years due to the manufacturers' releasing special runs and commemorative editions, or the discontinuation of a particular model from year to year.

Just as Breyer and Peter Stone are the most popular plastic models,
Hagen-Renaker horses are by far the most coveted porcelain models. The large traditional  (and classic) size Hagen Renaker horses are no longer manufactured (except for the mini models). These very fine (and breakable) porcelain horses are quite detailed with exceptional breed realism and beautiful colouration. Unfortunately they break easily and are hard to find without any breaks or chips, but there are talented people in the hobby who can repair broken HRs.Hagen-Renaker DW (Designer's Workshop)  Arabian

Other china and fine porcelain models available are the Beswick horses (this company merged with Royal Doulton which now carries some of the horses formerly sold under Beswick, but with the RD backstamp), Franklin Mint, Royal Worcester (Doris Lindner's horses are highly in demand) and American Artists (Rene Rushing's Secretariat model is particularly lovely), just to name a few. NORTH LIGHT resin horses produced in Stoke-on-Trent, England (same area where Beswicks/Royal Doultons are produced) and have gained in popularity among collectors due the high quality of material, finish, colours and realism. Note that in July of 2005, many of the North Light assets (including their horse line) were acquired by Wade Ceramics Co., and thus future releases will be issued with the Wade backstamp.

So where do you find these models? Why, right here on eBAY!

Current run models can also be ordered directly from the manufacturer (as in the case of Peter Stone models), and some of the very latest and newest releases can be purchased by an authorized dealer and retailer.

Model Horse Clubs
Collectors meet one another through model horse clubs, dozens of which can be found in the U.S. alone. Club newsletters are full of model horses for sale, informative articles, letters from members, and upcoming shows. Club fees are usually very low, and well worth it. There are many different kinds of clubs available, the type you join would depend on your specific interest.

National and regional clubs cater to people who all live in specific countries or areas such as CANADA, the Midwest, New England, or west coast. Some regional clubs let showers from any area become members. A breed specific club is just that: a club dedicated to collecting and showing one particular breed. Some breed clubs cover a group of breeds, such as Model Horse Stock Breeds Association (Appaloosa, Quarter Horse and Paints), or Warmbloods, Gaited horses, Draft breeds or Ponies, etc. Special interest clubs are for hobbyists who like to collect specific models, such as  Peter Stone Stock Horses group, or particular finish (porcelain/china's) or a particular size (Stablemate Lovers Club), etc. There are special interest clubs for miniature tack-makers, performance showers, stallions, novices, customized models, and so on. There are many kinds of model-horse related clubs available to hobbyists, most of which can be found through online clubs or hobby-related magazines.

Live Shows & Exhibitions
Model horses are shown in two ways. One form of showing are community and club events that host live shows where hobbyists and collectors meet at a show site; often in hotel banquet rooms, and enter their models in various classes. Other venues are trade shows and exhibitions such as Breyerfest or the
Peter Stone Equilocity - Stonehenge events. These events attract huge numbers, and showers come from all parts of the world to attend the larger shows. Competition is tough, and taken quite seriously by showers who have spent a lot of time, talent, and money to get their models into the show ring, and into the North American Nationals, held alternating years in Lexington, KY or various other locations.

Photography & Photo Showing
The other form of showing are photo shows. Some collectors find a great deal of enjoyment in taking realistic photographs of"Secretariat", sculpted by Pamela DeBoulay - owned and photographed by Kim Carter model horses. Model horses are photographed in one or more events (from halter to performance) and the photos are then mailed to the show holder who judges the classes and records the placings. When done, the judge/showholder returns the photos to the owner along with results of each class and any prizes won. Photos are judged in regards to the same realism as found in the real horse world: the quality of the model, suitability to breed standards, authenticity of the performance setup, correctness of tack, position of doll(if used), correct gait & movement, clarity and sharpness of photo are all factors taken into consideration when judging photos.

The challenge of learning the art of photography is ever-present in this hobby as models range in size from the very mini 1" to a robust 20" in height. Enthusiasts learn how to take convinc-ing photos of miniatures both indoors and out, discover the best angles to photograph models, learn to build sets and backgrounds, and acquire photography tricks to make a model look its very best. There are also numerous model horse PHOTOGRAPHY CLUBS online where you can upload, share and showcase your favorite photographs, and which also offer tips, hints and suggestions for digital photography as well as traditional 35mm. With the advent of digital cameras, scanners and email, one can enter online shows over the internet as well!  Competition can be just as intense as at a live show, but with online photo shows, you can relax and participate from the comfort of your own home.

With the instantaneous results of digital photography, more and more hobbyists have opted to show their models in online photo shows such as TOPSA (Totally Online Photo Show Association) or the IMEHA (International Model Equine Hobbyist Association). It's faster than snail-mail, and in some cases easier to enter.

Models can be shown in the same classes as their real counterparts. However, because a model can't move, one must imagine the model as a real horse that is a beautiful sculpture of a QH stallion. All work by Carol Williams, Rio Rondo. Owned and photographed by Kim Cartercompeting frozen in time, as if a photograph was taken of that horse in a show. Halter horses are judged primarily on conformation, breed type, and craftsmanship (if the model has been customized). Performance classes are judged on the horse's appropriateness for the class, the ability to do the task at hand, and how much it looks like it is doing what it is supposed to be doing. The models are outfitted in miniature saddles and bridles, and sometimes a doll rider is added. Various props, such as fencing, cattle, jumps, and obstacles are often added for realism.

 

Artistic Skills - paint a model horse!
repainting clinic - BreyerWest 2000Many collectors are budding or established artists and find model horses the perfect medium with which to work. Models can be painted, and mohair can be used to replace the plastic or china mane and tail to make a more realistic looking model. More experienced model horse artists, known as customizers, actually reposition limbs, then paint and add mohair, to create completely new models. There are even a few artists who sculpt model horses from scratch, a skill which takes years of practice to master. Customizing model horses is more than just painting or repositioning limbs. Artists take time to practice painting techniques, study horse anatomy and conformation, using models to improve their skills.

Getting Started 
If you would like to get more involved in the model horse hobby, you may be interested in subscribing to a yahoo groups mailing lists. There are many to choose from (do a search for "model horse" or "Breyerfest", "Peter Stone" etc.  Currently there close to 2000 hobbyists involved in the world of model horses. Collectors love to discuss models, exclusive and special runs, report on the latest exhibitions and live shows, exchange hobby customizing tips, and discuss anything and everything involving model-horse collecting.

If you are interested in buying, selling or trading model-horse collectibles only, I highly reccommend doing a search on eBAY under COLLECTIBLES/ANIMALS/HORSE , and key in the words "Peter Stone" or "Breyer".  With over 8000 models being bought and sold daily, you are guaranteed to find something you like!

Links and Resources

General Information:
Canadian Model Horse Net (CMHNet)
- Online yahoo group and message board connecting active Canadian collectors and hobbyists. Affiliated with the CMCR (Canadian Model Horse Club & Registry).
CMCR (Canadian Model Horse Club & Registry)

- FAQ, club info, membership fees,

North American Model Horse Shows Association (NAMHSA)
- NAMHSA's aim is to promote all facets of the model horse hobby
Model Horse Central
- Kind of a one-stop, shop, all-you-need-to-know web site. Great links!
M
odel Horse FAQ, Q&A, tips and advice
- good overall general information site, with links and resources for Breyer collectors
Getting Started
- Guide to photo-showing, live-show exhibitions & more!

International Model Equine Hobbyists Association (IMEHA) Online Judge's Guide
 - Judging and Exhibitors guide for model-horses
The Model Horse GALLERY
- Tons and tons of beautiful equine models, sculptures, resins and more, including manufacturer listings.
Equine Resin Directory
Online searchable database dedicated to resin sculptures only - who sculpted what, how many made, year released, etc. With excellent cross-categories to individual sculptor, painter, owner, resin model/make/mold.
Stone Horses Database
- The most comprehensive listing and database of Peter Stone model horses. Search by mold, colour, name, etc.
Pony Lagoon (Breyer horses database)
-  Searchable database for all original finish Breyer model horses. Not quite as up-to-date or thorough as the P. Stone ref. site, but it is the best Breyer online database out there. Searchable by model name or mold name.
Hagen-Renaker Gallery
- Showcasing some of the world's most beautiful and highly sought after model-horses

Clubs and Associations
Model Horse Photography Club
- Showcase your photography skills!  User friendly and easy to set up web site for model horse photographers to share, upload, and showcase your favorite model horse photographs. Tips, hints, suggestions, comments and discussion forum for digital enthusiasts as well as traditoonal 35mm photography.
Canadian Model Horse Club & Registry
 
- Online yahoo group and message board connecting active Canadian collectors and hobbyists.
TOPSA
-  "Totally Online Photo Showers Association"  Enter those model horse photos in online competition! No need to muss or fuss with paperwork and stamps!  There is a small fee to join, and you will  be given an exhibitor number, once you do so.
AMMHA
- American Model Morgan Horse Association.

 

Retailers, Commercial Vendors and Auction Sites:
Gift Horse Gallery, Canada
- A wholly owned Canadian company specializing in equine collectibles and horse gifts for the Canadian consumer. Horse gifts to suit all tastes, from model horses to unique practical gifts, to commissioned custom art works.
Gifts for the Canadian Horse Lover!

Model Horse Sales Pages
- online sales community catering exclusively to the model-horse market. 
Carol Williams/Rio Rondo
- selling model horse related items such as tack, bits, buckles, painting how-to guidebooks, and more..!
Model Exchange Auction Site
- dedicated exclusively to model horse auctions only!


 


About eBay | Announcements | Security Center | eBay Toolbar | Policies | Government Relations | Site Map | Help
Copyright © 1995-2008 eBay Inc. All Rights Reserved. Designated trademarks and brands are the property of their respective owners. Use of this Web site constitutes acceptance of the eBay User Agreement and Privacy Policy.
eBay official time