I had a problem once, when trying to do an auction, where a part of the sale was going to go to the Tsunami victims, awhile back. My listing was removed for not folowing the format they require for charitable listings. Yes I can understand the need to have safety precautions, because many people are not honest and or have fake charities. BUT..have you read thier guidlines? Once a sale is over, they immediately take the Charity percent you pledge from YOUR account. Well.. what IF... A.) the item's bids go way higher than expected and you do Not have that much in your account??? B.) and or...they don't Pay you right away and meanwhile you're in the red because of other fees eating at your account as well? I have found, yes people feel better about themselves and enjoy even going higher than an item is worth, if for a good cause, and can increase sales and do a whole lot of people and organizations good, BUT it isn't GOOD if it puts your account in NSF's status. I think that part of thier rule-proceedure needs to be changed. Also, you have to choose one of Thier preferred Charity List pledges. Well, what IF, you wanna raise money for, say a church building fund, or your neighbor who has leukemia? Yes, you would have to furnish Ebay with the bank branch and account and or the 5013C is registered to, but I do think they need an open mind as far as to whom you can donate to. Just think of the fund raisers, EBAY could generate.. burn victims, cub scouts, local food banks for you own area's needy and MORE! so for now, sadly, I cannot do my part, to help others thru Ebay because fo this, and I really to think, that many more people Would, if these rules were changed. After all, you think your own budget is tight? What about all the charity organizations that must depend on Us, having spare change to offer???