Beware!!! On Nov.6th I sold 2 saddles on ebay, both buyers paid promptly with paypal. The next day when I went to transfer the money from my paypal account...suprize...the money was gone!! I contacted paypal right away..I was informed that a third party had accessed my account and removed the funds. This third party also made several purchases using my account. Paypal took the funds to pay for these fraudulent purchases from my bank account, leaving me with over $300 in overdraft charges.....As of today..Nov. 18th, the funds have been particially replaced....but....my account is concidered "limited" so the money can not be transfered to my bank account to cover the overdraft fees. The money that was taken from my account to pay for these items has not been returned to my bank. And none of the money for the 2 saddles has been returned. The buyers are rightfully requesting their saddles....So am I to think .....I lose both the money and the saddles???? I am not the only person that this has happened too. Where is Paypals security and the sellers protection!!!! All I can say is SELLERS BEWARE!!!!!!