Hi sweetpea, when you go to your me page it gives you options to use one of ebays pictures or yours, click use your own and your files should come up, browse them and choose the photo you want then click that and it should download.
Oh you Need photo bucket!!! the acount is free. But they limit the bandwith. I pay for a unlimited acount. the best part is. they will auto the html so you just have to copy and past. you can check my blogs and see how well it works. my Sparks blog i use a lot of photos when you click on one it will inlarge.
P.S. they also have photo gallery!www.photobucket.com